The Benefits of Universal Life Insurance
When planning for your loved ones futures, having the right life insurance is crucial. There are many benefits to universal life insurance such as its investment opportunities, dual coverage and guaranteed death benefit.
With the option to invest professionally, you can potentially accumulate cash value.
Survivorship universal life covers two individuals under one policy, which works well for situations where the proceeds are used to pay estate taxes.
Guaranteed Death Benefit
With a guaranteed universal life policy your beneficiary can receive a guaranteed death benefit for a specific period of time.
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More Information Regarding Universal Life Insurance
Universal life insurance is the perfect option for people who are looking for extra benefits with their policy. This type of life insurance policy is designed to protect you for a lifetime. With its possibility to build cash value, it can become a flexible financial planning tool. If you are looking for a policy that can assist with paying for college tuition or supplementing retirement income then universal life insurance could be the best choice for you!
Do The Math
Determining how much life insurance you need shouldn’t be a difficult process. Utilize the whole life insurance calculator to get an estimate of how much insurance you may need. To get started you will need to look at how much money your family may need and any resources that may be available to them upon your death. If you have any questions, please reach out to me at (208) 509-7495 and I will walk you through the process.
Give me a call today to find the right policy for you and your loved ones.