Whole Life Insurance
Protection For Life
With a whole life insurance policy, you have the potential to receive dividends. Your dividends can increase the cash value of your policy while you are living or may provide an increased death benefit for your beneficiaries.
The Benefits of Whole Life Insurance
Having the right life insurance is crucial to your beneficiaries futures. There are many benefits to whole life insurance such as level premiums, lifetime protection, and cash value.
With whole life insurance the rate you decide on when you purchase the policy will never increase.
Your policy will never expire or need to be renewed. This also means that your policy will not go down in value.
You may borrow against a portion the portion of your premium that builds in cash value.
Do You Have A Question?
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We are here to help answer any questions you may have regarding the sometimes tricky types of insurance policies. We will find the perfect policy for you. Utilize the form to contact us and we will give you a call or email to discuss your options.
Additional Information Regarding Whole Life Insurance
Whole life insurance can be appealing to many people due to the degree of certainty it provides. Once whole life insurance coverage has ben issued, it cannot be reduced, cancelled, or revoked except in cases of non-payment or fraud. This is due to the fact that your health at the time of policy issue dictates the terms of your insurance for the rest of your life.
Do The Math
Determining how much life insurance you need shouldn’t be a difficult process. Utilize the whole life insurance calculator to get an estimate of how much insurance you may need. To get started you will need to look at how much money your family may need and any resources that may be available to them upon your death. If you have any questions, please reach out to us at (208) 509-7495 and we will walk you through the process.
Frequently Asked Questions
Learn How it Works!
What is cash value vs the death benefit?
Is whole life insurance more expensive than term life insurance?
How long does it take to accumulate cash value?
What is the main difference between term and whole life insurance?
Give us a call today to find the right policy for you and your loved ones.