The Benefits of Term Life Insurance
Having the right life insurance is crucial when planning for your loved ones futures. There are a variety of benefits to term life insurance such as it being renewable, affordable and its ability to convert to a separate policy.
Policy owners have the freedom to extend coverage for an additional period of time after each term.
Term insurance is the most affordable because it only protects your beneficiaries for the number of years you choose.
Option To Convert
You may also have the option to convert the policy to a whole or universal policy.
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Navigating different insurance policies can be tricky. We are here to help answer any questions and find the perfect policy for you. Utilize the form to contact us and we will give you a call or email to discuss your options.
More Information Regarding Term Life Insurance
Term life insurance, also known as pure life insurance, is the perfect option for people who only need coverage for a short amount of time. Term life policies also hold no other value other than the guaranteed death benefit, so you are only paying for what you need. If you only need coverage until your children graduate from college or until a debt is paid off, then term life insurance could be the best choice for you!
Do The Math
Determining how much life insurance you need shouldn’t be a difficult process. You can utilize the life insurance calculator to help decide how much you may need. To get started you will need to look at how much money your family may need and any resources that may be available to them upon your death. If you have any questions, please reach out to us at (208) 509-7495 and we will walk you through the process.
Give us a call today to find the right policy for you and your loved ones.